What documents do I need to retrieve my belongings from a repo car?
How to Get Belongings from Repo Car
Repo cars, or repossessed cars, are vehicles that have been seized by a lender due to non-payment of the loan. These vehicles are usually sold off at an auction to recover the unpaid balance. However, if you had personal belongings inside the repossessed car, you can retrieve them before the auction.
Step-by-Step Guide to Get Your Belongings from a Repo Car
If your car has been repossessed, you need to act quickly to retrieve your belongings before the auction. Here is a step-by-step guide to help you get your belongings from a repo car:
- Find out where the repo car is stored.
- Call the storage yard or towing company.
- Bring your ownership and identification documents.
- Inspect the vehicle.
- Retrieve your belongings.
- Sign the release form.
The lender will have the repo car towed to a storage yard or a towing company’s lot after it has been repossessed. You should contact the lender to find out where your car is being stored.
Once you have the address of the storage yard or towing company, call them to make an appointment to retrieve your belongings. Explain that you need to collect your personal belongings from the repo car, and ask what documents you need to provide.
When you go to retrieve your belongings, bring your ownership and identification documents to verify that you are the owner of the vehicle. You will also need to pay any outstanding fees, such as the towing and storage fees.
When you arrive at the storage yard or towing company, inspect the vehicle to check for any damages or missing parts. Take pictures or videos of the car to document its condition, in case there are any disputes later.
Once you have inspected the car, you can retrieve your belongings from inside the vehicle. Make sure that you check all the compartments, glove box, trunk, and seats to gather all your personal items.
After you have retrieved your belongings, you will need to sign a release form that acknowledges that you have collected your personal belongings from the repo car. Keep a copy of the release form for your records.
Conclusion
If your car has been repossessed, you can still retrieve your personal belongings from inside the vehicle before it goes to auction. Contact the lender to find out where your car is being stored, and make an appointment with the towing company or storage yard to collect your belongings. Remember to bring your ownership and identification documents, pay any outstanding fees, inspect the vehicle, and sign the release form.